Choices - Your Mortgage Solution Limited - Limited company - abbreviated - 11.6

REGISTERED NUMBER: 04970762 (England and Wales)

Abbreviated Unaudited Accounts

for the Year Ended 30 November 2014

for

Choices - Your Mortgage Solutions

Limited

Page

Company Information

1

Abbreviated Balance Sheet

2

Notes to the Abbreviated Accounts

3

DIRECTORS:

A J Frost

Mrs A Frost

Mrs J M Farrell

SECRETARY:

Mrs A Frost

REGISTERED OFFICE:

41 Lunsford Lane

Larkfield

Aylesford

Kent

ME20 6HN

REGISTERED NUMBER:

04970762 (England and Wales)

ACCOUNTANTS:

Berry & Company

Chartered Accountants

7 Clarendon Place

King Street

Maidstone

Kent

ME14 1BQ

FIXED ASSETS

Tangible assets

2

891

891

CURRENT ASSETS

Debtors

52,340

42,424

Cash at bank and in hand

8,719

20,069

61,059

62,493

CREDITORS

Amounts falling due within one year

71,051

20,877

NET CURRENT (LIABILITIES)/ASSETS

(9,992

)

41,616

TOTAL ASSETS LESS CURRENT LIABILITIES

(9,101

)

42,507

CAPITAL AND RESERVES

Called up share capital

3

100

100

Profit and loss account

(9,201

)

42,407

SHAREHOLDERS' FUNDS

(9,101

)

42,507

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 November 2014.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 November 2014 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The abbreviated accounts have been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

The financial statements were approved by the Board of Directors on 6 February 2015 and were signed on its behalf by:

A J Frost - Director

1.	ACCOUNTING POLICIES

Accounting convention

The financial statements have been prepared under the historical cost convention and in accordance with the

Financial Reporting Standard for Smaller Entities (effective April 2008).

Turnover

Turnover represents net invoiced sales of goods, excluding value added tax.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery etc

-

33% on cost and 15% on reducing balance

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance

sheet date.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to the profit and loss account on a straight line basis over the

period of the lease.

2.	TANGIBLE FIXED ASSETS

Total

£

COST

At 1 December 2013

and 30 November 2014

30,176

DEPRECIATION

At 1 December 2013

and 30 November 2014

29,285

NET BOOK VALUE

At 30 November 2014

891

At 30 November 2013

891

3.	CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:

Number:

Class:

Nominal

2014

2013

value:

£

£

100

Ordinary

£1

100

100